Singaraja- The Quick Response Code Indonesian Standard (QRIS) non-cash payment system was socialized at the Ganesha University of Education (Undiksha), Singaraja, Thursday (12/5/2022). The socialization which took place online and offline was a collaboration between the Indonesian Parliament, Bank Indonesia, and Undiksha. The goal is to encourage people to transact digitally towards digital management.
Participants in the activity with the chairman of the committee, I Gede Suwiwa, are students who are members of student organizations and scholarship recipients. There were three sources, namely members of the DPR RI Commission XI, I Gusti Agung Rai Wirajaya, Expert Economist for the Bank Indonesia Regional Representative Office for Bali Province, S. Donny H. Heatubun, and Dean of the Faculty of Economics Undiksha, Gede Adi Yuniarta. The activity was opened by the Deputy Chancellor for Student Affairs, Alumni, and Public Relations of Undiksha, I Wayan Suastra. He conveyed that socialization is very important, especially for the younger generation. Through this, various information will be obtained in order to anticipate problems when making non-cash transactions. “The participants are expected to further socialize the information obtained to the public,” he said.
Meanwhile, Agung Wirajaya sees that especially during this pandemic, the non-cash payment system is very important as part of implementing the health protocol. “Not only in Bali but throughout Indonesia,” he said. It is said further, non-cash payments are also a form of tit-for-tat in the digital era. This method is also at the same time to minimize or anticipate acts of counterfeiting money. “We are grateful that with the existence of technology, the cash is slightly counterfeited. Now we see the findings for counterfeit money are decreasing. BI also sees this development, it gives fresh air to all of us, it means that non-cash is starting to become social,” he said.
Seeing the positive impact, this Denpasar-born representative believes that the socialization of non-cash payment systems, especially QRIS, needs to be intensified. In this case, it is not enough to rely on the government, but also on the support of various parties, such as students and community leaders. “Don’t let our nation be left behind. But we are grateful, there has been an increase in how to digitize it while of course maintaining security,” he added.
Donny Heatubun said that the non-cash payment system has various advantages, both from a merchant, consumer, and record-keeping perspective. “It’s also called digitization, automatically all transactions must be recorded. So no more bookkeeping, “he explained. During the Covid-19 pandemic, this system is very appropriate to use. Transactions can be carried out without touching. “By utilizing this technology, of course, people can continue to transact. Merchants can keep selling, while consumers can buy what they want. Especially in the previous era, where mobility was really limited, this is an advantage, especially for merchants who are small MSMEs,” he said.
He acknowledged that the implementation of this system is still facing challenges. Society has not made it a habit. Meanwhile, in terms of infrastructure, especially in Bali, it is considered relatively good. “In Bali, with relatively good infrastructure, there are fewer blank spots. But back to the habit. If you don’t hold money, it feels less complete. Especially if he is a seller. Yet it’s the same,” he said. He hopes that with more intensive outreach, and the higher involvement of the younger generation who tend to be literate in technology, these challenges can be overcome. The use of QRIS, he said, is supported by reliable technology and prioritizes security aspects. (hms)
